Month: May 2019

How to know your credit statement

Knowing your credit statement is very simple. Thanks to the fact that the service is completely online you can check it as many times as you want, any day of the year and it is always updated. Payments are reflected in maximum 48 hours.

Your panel tells you the statement of your Great Loan Finance credit

Upon entering you will see a panel like the following one where the payments made to your credit appear, the pending payments to be made, commissions, ordinary interests, default interests, etc.

Your next payment or prepayments

In Great Loan Finance you can make advance payments or settle your credit in advance. If you want to know when your next payment will be and the amount you must have in your bank account to make the payment, go to the “Next payment” section. Your panel tells you the statement of your Great Loan Finance credit

If you make an advance payment it will also be reflected in this section.

Capital and total paid of your credit

In the summary of your payments you can see the capital you have paid from your credit and the total you will have paid at the end of the life of your loan.

More credit details

You can delve into more details of your credit by clicking on the “Payment table”, “See full list” or by periods. Your panel tells you the statement of your Great Loan Finance credit

conclusion

As you will see, it is very easy to know your credit statement. Every payment you make is reflected in your panel within a few hours and is always available.

* To preserve the privacy of our applicants this post was made from a simulated credit, therefore some data may not match. Thanks to the fact that the service is completely online you can check it as many times as you want, any day of the year and it is always updated

PAYROLL LOAN FOR RETIRED, PUBLIC AND PRIVATE EMPLOYEE

 

Do you need money? would you rather opt for a secure and reliable means of borrowing? Learn more about payroll loans offered by Banco do Estado do Espírito Santo.

It is important to inquire about the fees and conditions involved before hiring a payroll loan.

Different reasons may lead someone to take out a loan. Faced with so many options available today, payday loan is interesting because it is versatile and can be used according to needs. In addition, your fees are deducted directly from the salary or benefit, which expedites and guarantees your release and discharge.

In BANESTES, payroll loans are offered to individuals, such as retirees or pensioners of the INSS and employees of public or private companies.

See in this article the advantages, requirements, conditions and other important information to get your doubts about the payroll deductible loan of the State Bank of Espírito Santo.

How does the payroll loan of the Banco do Estado do Espírito Santo?

BANESTES seeks to collaborate with the financial development of the State. For this, it counts on the subsidy of the government, so it can offer the population better solutions. Here are some conditions and important information regarding payroll loan:

• The portion of payment related to the payee can not be higher than 30% of the salary or benefit
• The percentage to be committed to the discharge of the loan may vary according to the paying agency or company
• The release of money occurs through analysis of registration and credit
• For non-account holders, the release may occur through a Payment Order
• The IOF is included in the value of the
• Payment must be made in fixed monthly installments, directly discounted on the customer’s payroll or paycheck
• For more information regarding the credit repayment term, contact the

In order to be able to contract payroll loans, the company or paying agency must have an agreement with the Bank. This will ensure that this type of financial transaction is carried out safely.

Interest rate

Low interest rates are a great attraction of payroll loans. However, it is important to be aware of the current values ​​at the time of hiring. In November 2018, the payroll loan of BANESTES had the following rates:

• Consigned INSS: 1.98% per month
• Private Consignment: 3.30% per month
• Public Consignment: 1.75% per month

Deadline for payment

Flexible payment terms are a differential offered by BANESTES in the contracting of payroll loans. The following deadlines are offered:

• Consigned INSS: 96 months
• Private Consignment: Consult (Varies according to agreement)
• Payroll Public: 96 months

Benefits

• Attractive rates and deadlines
• It is not necessary to be a bank account holder to make a paycheck
• Employees with temporary employment contracts may apply

Requirements

• If you are an accountant, you must go to an agency with RG, CPF and proof of residence
• If you are retired or a pensioner, you must also bring the registration and proof of payment of the benefit
• If you are not an account holder, please contact the Bank for

Attention!

Before deciding to make the loan, it is very important to read the agreement, get all the doubts and to know about the rates and values ​​involved. Through the Total Effective Cost (CET) document, it is possible to access this information and thus compare the conditions offered by different banks, making sure to make the best choice.

Payroll deductible credit can be a great solution to take out small or large debts because your rates are deducted from your paycheck before it even falls into the account, excluding the possibility of delays and nonpayment.

However, having a lower than usual amount to pay for expenses over a few months or years may require planning and commitment. So, one should carefully analyze the pros and cons before making the loan. Taking this step recklessly can, instead of bringing a solution, bring about many problems.

Did you find the article useful? Do you have any tips on loan consignment in the State Bank of Espírito Santo? Talk to us in the comments section!

 

Apply for loans in 15 minutes

In the age of technology, immediacy is what counts. We send a WhatsApp and we can’t wait more than 3 seconds for it to turn blue. A complete series of 5 seasons lasts for a weekend. We have only two hands but we can handle the computer and the cell phone at the same time … We get used to the speed of images and messages and, in the same way, we want things now. With this demand, we can get fast food, online shopping without moving from home, orders of any kind in half an hour, such as requesting personal loans in 15 minutes.

In 15 minutes we can do very useful and even transcendent things for our lives

Since making the purchase of the supermarket; meditation or exercise routine; pay the house bills; make an online consultation with the doctor; fight with our best friend; and even conceive a child (I will not explain how!). But this time I want to stop at the possibility of applying for a loan in less than 15 minutes; A fast cash advance that can change your life.

Entering my website or downloading my app on your cell phone you can ask me for a personal loan in a couple of clicks. Every day, from anywhere in the country and in a very simple way you apply for advancement and you get the money on the spot in your bank account. There are no paperwork or paperwork, the whole process is online. You registered, follow a few simple steps and request it. If I approve you, I deposit the money at the time and the next month I owe it from the same account. There is no small print, no hidden expenses, you have all the information available on my website.

The requirements are very few

By entering the loan simulator, you can check the amount I can give you, how much you will have to pay me back and in what period. The requirements are very few and, as I told you, they are totally checked through the web. With the cash in hand, the possibilities are endless: you pay debts, buy whatever you want, make a venture, help a family member, fix the house, your car or go on vacation. They are less than 15 minutes to solve things that perhaps years ago you have been dragging without solution or others that you have designed for the future and that seem to never come to.

Think about it 15 minutes and then ask me. Ask me and celebrate for 15 minutes without stopping because you got the money you needed. You can also celebrate 15 of your daughter or your birthday and not spend another 15 years without a big celebration. Celebrate that summer is coming and apply for loans in 15 minutes, so you can get cute, invest in you and pay for all treatments you want! Or I invested in a new business and do not think more than 15 minutes: you can change your future.

Your dreams are possible with the advancement

Your dreams are possible with the advancement of Good lender. Which are the requirements? Being over 18 years. Have some type of income and a bank account in your name (which does not correspond to a social plan). Have a photo of your ID. If this is the first time you ask me for money, you will have to register and the system will indicate the amount I can give you. The more I know you the more money I can give you and the less I charge you. So if you come back to me, you will have better and better benefits with my loans in 15 minutes.